SEED OK Project (Sub Award from University of Washington St. Louis


SEED for Oklahoma Kids (SEED OK) is a seven-year initiative designed to test and promote matched savings accounts at birth for all children.

The purpose of the SEED OK study is to test the policy concept of universal children's savings accounts by assessing the impact of giving every child an account at birth. The initiative, which is part of a larger national program known as SEED (Saving for Education, Entrepreneurship and Downpayment), will set the stage for a broad, national policy for asset building among children, youth and families. The theory of asset building suggests that accumulating assets or savings within households changes the thinking and outlook within those households, which in turn may lead to more positive outcomes for families, such as an increase in children who obtain college degrees.

Principal Investigator: Yunju Nam
Funding Source: Ford Foundation
Funding Period: Oct. 1, 2010 - Sept. 30, 2012
Funding Amount: $45,000

For more information on this project, contact Yunju Nam at or 716-645-1255.